Why Choose EDP Roofing & Hearth Financing?
We’ve removed the traditional barriers to high-quality roof restoration. Our digital application process is fast, secure, and designed to put you in control of your project’s timeline.
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Pre-Qualify in 2 Minutes: See your personalized loan options right from your phone without impacting your credit score.
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Broad Loan Ranges: Secure funding for everything from minor forensic leak repairs to full estate replacements with loans from $1,000 to $250,000.
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Flexible Terms: Choose a repayment plan that fits your monthly cash flow, with terms ranging from 2 to 20 years.
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Inclusive Lending: Access competitive options even with a FICO score as low as 550.
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Competitive Rates: Qualified homeowners can access rates starting as low as 4.99% APR.
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Zero Hidden Costs: Benefit from financing with $0 per-loan fees.
GET PRE-QUALIFIED NOW No Credit Pull Impact for Pre-Qualification
The Financial Advantage of Proactive Replacement
Waiting for “the right time” to fix a roof often leads to expensive interior water damage, mold remediation, and compromised electrical systems. By utilizing financing to install Class 4 Impact Resistant Shingles today, you can:
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Stop the Damage: Prevent minor leaks from escalating into five-figure structural repairs.
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Immediate ROI: Save up to $1,800/yr on insurance premiums with GAF ArmorShield technology.
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Preserve Cash: Keep your emergency savings intact by choosing a low monthly payment.
Frequently Asked Questions
How can I fix my roof if I have no money? The most effective path is a combination of our Expert Insurance Claim Advocacy and Hearth financing. We document your storm damage meticulously to ensure your insurance covers the maximum amount, leaving you only with your deductible. For that deductible or any additional upgrades, our Hearth partnership provides low-monthly-payment options so you can start the work with $0 down.
Will checking my financing options hurt my credit score?
No. Pre-qualifying through our Hearth portal uses a “soft pull” that does not affect your credit score. You only trigger a standard credit inquiry once you choose a specific loan and proceed with the application.
Can I finance my insurance deductible?
Yes. Financing is an excellent tool to cover your out-of-pocket deductible costs, allowing you to move forward with certified GAF Gold Elite™ repairs immediately after a storm rather than waiting for funds to clear.
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